I think my phone is smarter than I am

I try to stay up with the latest electronic trends ... but today I got a new smart phone and I think the phone is smarter than I am.  It seemed to take forever for me to set up the phone and finally figured out how to set the ring tone (I like it to sound like a phone- go figure) and here is the biggest issue.  I opted for a virtual keyboard... and my fingers and the phone don't seem to be able to connect at the right place.  Now perhaps this is just a learning curve for me.. but I shouldn't have to retype my password 10 times just to get the letters correctly!  I may have to change to a REAL keyboard (sigh) to make the smartness work for me. 

I guess I'll give it one more day to see if I can work it out -- stay tuned!